Businesses and their employees benefit from workers’ compensation. It’s reassuring for employees to know that in the event of an accident at work, they would be covered financially and medically. It considerably minimizes the chance of being sued by employees, reduces responsibility, and protects the company from a major financial loss due to an employee injury. For companies, this is a huge benefit.

As a first step, employees who are wounded on the work should report the incident as quickly as possible, if at all possible. In addition, they should seek immediate medical attention. Medical providers will write out a report after the first visit and submit it to the employer’s insurance company.

Understanding what qualifies as a work-related injury and what does not is critical. If a construction worker is hurt on the job because they are struck by an object, they could file a workers’ compensation claim. If they were in an accident while driving to work, it wouldn’t be counted.