
Life Insurance: Questions to Ask Before You Buy
Start With the People Who Depend on You A life insurance review begins with your household, responsibilities, and goals. Think about the income you contribute,

Original Medicare includes Part A hospital insurance and Part B medical insurance. These parts cover different services and have their own eligibility, enrollment, and cost-sharing rules.
Part A helps cover inpatient hospital care, eligible skilled nursing facility care, hospice, and certain home health services.
Part B helps cover medically necessary doctor and outpatient services, durable medical equipment, and preventive services.
Read Medicare’s explanations of Part A coverage and Part B coverage for service-specific requirements.
Find out whether you will be enrolled automatically or need to apply. If you have coverage through current employment, ask how it coordinates with Medicare before making changes. Review the official Part A and Part B enrollment information.
You can also ask about prescription drug coverage and supplemental insurance when discussing your overall coverage choices.
Have your Medicare effective dates, current coverage, preferred providers, and prescription list available. Call 908-603-7500 to arrange a conversation with Milber Multi Services.

Start With the People Who Depend on You A life insurance review begins with your household, responsibilities, and goals. Think about the income you contribute,

Look Beyond the Plan Premium Medicare Advantage offers another way to receive Medicare benefits through a private plan. Most plans include prescription drug coverage. Costs,

Joining a Medicare Health or Drug Plan Find the Enrollment Period That Applies to You You can join or change a Medicare health or drug

Understanding the Parts of Medicare Know What Each Part Does Medicare uses different parts to describe hospital, medical, and prescription drug coverage. Understanding the labels