What Is Commercial General Liability Insurance?

Commercial general liability (CGL) insurance helps protect a business against certain claims arising from its operations, premises, products, or completed work. It addresses third-party liability and is different from commercial auto insurance.

Coverage to Review

• Bodily injury: claims involving injuries to other people, such as a customer hurt at your premises.
• Property damage: covered damage your business causes to someone else’s property.
• Personal and advertising injury: certain covered offenses involving your business communications.
• Legal defense: defense costs for covered claims, as specified in the policy.

Build Coverage Around Your Business

General liability does not replace workers’ compensation, commercial auto, or professional liability insurance. Limits, exclusions, deductibles, and additional-insured requirements need to match your work and contracts.

For your review, have your business activities, locations, estimated revenue, current coverage, and any insurance requirements from clients or landlords available.

Read more about general liability coverage.

Talk With Milber Multi Services

Tell us about your needs and ask for a coverage review. Call 908-603-7500 or contact our Oradell office.