Know What Each Part Does

Medicare uses different parts to describe hospital, medical, and prescription drug coverage. Understanding the labels makes it easier to organize your questions.

• Part A: helps cover inpatient hospital care and certain other services, including eligible skilled nursing, hospice, and home health care.
• Part B: helps cover medically necessary doctor and outpatient services, durable medical equipment, and preventive care.
• Part C: Medicare Advantage, a private-plan alternative for receiving Medicare benefits; most plans include drug coverage.
• Part D: prescription drug coverage through Medicare-approved private plans.

See the CMS overview of the Medicare program for additional background.

Organize Your Coverage Questions

Ask how your choices fit together and how they work with insurance you already have. Keep separate notes for providers, prescriptions, monthly premiums, and costs when you use care.

If you are considering supplemental coverage alongside Original Medicare, ask about Medigap separately. It serves a different role from Medicare Advantage and Part D.

Prepare for a Conversation

Have your Medicare effective dates, current plan information, and a list of the services and medicines you use. Tell us about the questions you want answered so your review can focus on what matters to you.

Explore our Medicare services or call 908-603-7500 to contact Milber Multi Services.