Medicare Part C
What is Medicare Advantage
What is Medicare Part C?
As part of your Medicare coverage, you may also be able to enroll in a Medicare Advantage Plan (HMO or PPO). Private companies that have been approved by Medicare offer Medicare Advantage Plans, often known as “Part C” or “MA Plans”.
All of your Part A (Hospital Insurance) and Part B (Medical Insurance) benefits are covered if you enroll in a Medicare Advantage Plan. Advantage plans for Medicare beneficiaries may include additional benefits such as prescription drug coverage and preventative care like vision, hearing, and dental care. Prescribing drugs through Medicare is usually covered by most (Part D).
Every month, the Medicare Advantage Plan providers get a set payment from Medicare to cover the cost of your care. These businesses must abide by the guidelines established by Medicare. As a result, each Medicare Advantage Plan has the ability to charge different out-of-pocket costs and have different rules for how services are provided (such as whether you need a referral to see a specialist or if you must go to only doctors, facilities, or suppliers that belong to the plan when you don’t need emergency or urgent care). These rules are subject to change at any time.
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