Commercial Auto
about commercial auto insurance
About commercial auto insurance
Vehicles used for business, such as cars, trucks, and vans, are covered by commercial auto insurance. Damage to vehicles and injuries to drivers are both covered under commercial auto insurance.
GEICO offers free commercial auto insurance quotes for businesses that operate vehicles. We’ve been doing this for over 70 years, and we’re dedicated to providing your business with the affordable commercial auto insurance it requires. If your company is large or small, we can help you design a policy that fits your needs.
What is covered by commercial auto insurance?
The following are examples of what commercial auto insurance does not cover:
- Damage to your vehicle(s)
- Driver injury
- Injury to someone else
- Damage to someone else’s property
In the event of an accident involving a commercial vehicle compared to a personal car, the policy’s coverage level is typically larger.
What type of vehicles are covered by commercial auto insurance?
- Cars
- Vans
- Pickup trucks
- Box trucks
- Service utility trucks
- Food trucks
Semi-trucks and tractor-trailers are not covered at this time.
Who needs commercial auto insurance?
A commercial auto policy is required if you or any of your workers use your vehicle for business purposes. Vehicles belonging to the following individuals and organizations are frequently the subject of our attention:
- Professionals in the fields of electrical engineering, plumbing, and air conditioning
- Workers such as electricians, plumbers, and others in the construction industry.
- Services such as landscaping and snow removal
- Vendors and caterers of food
- Other business types, like real estate and sales
Rideshare insurance is required whether you drive for Uber, Lyft, or a delivery service like Amazon Flex or Grubhub.
Without commercial auto insurance, you risk:
- Limited or non-existent protection in the event of an accident while operating your vehicle for work purposes
- Repairs, injuries, and other expenses must be paid for out of pocket (DPO).
- Having your motor insurance canceled
There are several ways to begin protecting your business and yourself by getting a commercial auto insurance quote. Call us today for more info at (862) 684-7072.
.
Share:
More to read
Life Insurance
Table of Contents Introduction How to Choose the Right Life Insurance Policy for Your Needs The Benefits of Purchasing Life Insurance Early Understanding the Different
Medicare advantage
Table of Contents Introduction Exploring the Benefits of Medicare Advantage Plans How to Choose the Right Medicare Advantage Plan for You Understanding the Cost of
Joining a health or drug plan
Joining a health or drug plan When can I join, switch, or drop a plan? You can join, switch, or drop a Medicare Health Plan
Parts of Medicare
Parts of Medicare Part A (Hospital Insurance): Helps cover inpatient care in hospitals, skilled nursing facility care, hospice care, and home health care. Part B (Medical
